Privacy Policy

Effective Date: January 1, 2026

Empower Credit (“Company,” “we,” “our,” or “us”) respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our credit repair, credit monitoring, and notary services.

By using our website or services, you consent to the practices described in this policy.

1. Information We Collect

We may collect the following types of information:

A. Pesonal Information

  • Full name

  • Address

  • Email address

  • Phone number

  • Date of birth

  • Social Security number (when required for credit services)

  • Driver’s license or identification information

  • Payment information

B. Credit-Related Information

  • Credit reports

  • Credit scores

  • Account histories

  • Dispute documentation

C. Automatically Collected Information

When you visit our website, we may collect:

  • IP address

  • Browser type

  • Device information

  • Pages visited

  • Cookies and tracking data

2. How We Use Your Information

We use your information to:

  • Provide credit repair and credit monitoring services

  • Communicate with you regarding your account

  • Process payments

  • Perform identity verification

  • Provide notary services

  • Improve website performance

  • Comply with legal obligations

We only collect information necessary to provide our services.

3. How We Share Your Information

We do not sell your personal information.

We may share your information with:

  • Credit bureaus (such as Experian, Equifax, and TransUnion)

  • Financial institutions when authorized by you

  • Service providers who assist in operating our business

  • Government agencies if required by law

All third parties are required to maintain the confidentiality of your information.

4. Data Security

We implement administrative, technical, and physical safeguards to protect your personal information. While we strive to use commercially acceptable means to protect your data, no method of transmission over the Internet is 100% secure.

5. Cookies and Tracking Technologies

Our website may use cookies to enhance user experience, analyze traffic, and improve services. You may disable cookies through your browser settings; however, doing so may limit certain website functionalities.

6. Your Privacy Rights

Depending on your state of residence, you may have the right to:

  • Access the personal information we hold about you

  • Request correction of inaccurate data

  • Request deletion of your personal information

  • Opt out of certain data processing activities

To exercise your rights, please contact us using the information below.

7. Compliance with Federal Laws

Empower Credit operates in compliance with applicable federal laws, including the Fair Credit Reporting Act (FCRA) and the Credit Repair Organizations Act (CROA).

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites.

9. Children’s Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from minors.

10. Changes to This Privacy Policy

We reserve the right to update this Privacy Policy at any time. Updates will be posted on this page with a revised effective date.

11. Contact Us

If you have questions regarding this Privacy Policy, please contact:

Empower Credit
3700 Preston Rd # 916
Plano, TX 75093
Email: solutions@empowercreditco.com
Phone: (469)796-9952